Lessons from Local Leaders:

Milton Zuniga

What does it really take to make homeownership accessible to everyone? Milton Zuniga, mortgage advisor with Alcova Mortgage, brings a refreshingly honest and deeply personal approach to answering this question.

Having grown up in a house with 14 family members, Milton understands firsthand the transformative power of homeownership. His journey from the fitness industry to becoming a mortgage advisor wasn’t planned—it was a fortuitous connection through his cousin’s wife that introduced him to a career where his numerical aptitude and people skills could truly shine.

What drives Milton is the problem-solving aspect of mortgage lending. While many professionals shy away from challenging cases, he embraces them, particularly when working with Spanish-speaking clients and underserved communities. This approach has led to remarkable success stories, including helping a veteran couple purchase a $400,000 home for just $791 out-of-pocket by leveraging VA loans and assistance programs.

Beyond processing loans, Milton has created a legacy of giving back. His annual turkey drive in Kingsley Commons—the neighborhood where he grew up—has evolved from distributing 50 turkeys during his first successful year to providing over 650 complete meal packages to families in need. The drive represents Milton’s philosophy that success means nothing if not shared with others.

Milton’s diverse background—with a Costa Rican father and Czech mother—has shaped his ability to connect with people across cultural divides. This cultural fluidity, combined with his genuine desire to help, makes him uniquely positioned to break down barriers to homeownership.

Whether you’re a first-time homebuyer intimidated by the process or someone looking to refinance, Milton’s message is clear: homeownership is attainable with the right guidance and resources. Connect with professionals who see beyond the transaction to create pathways to your homeownership dreams.

Want to connect with Milton Zuniga?
You’ll find him at ALCOVA Mortgage in Vienna, VA—or giving out turkeys, hosting educational events, or helping the next family take that life-changing step toward homeownership.

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